We Provide Credit To Those Who Deserve

IBL Finance Pvt. Ltd. is a Non-Banking Financial Company (NBFC) formed with a goal to help small-scale businesses and individuals through the medium of unsecured loans.

Our product, IBL Loans, is enabling lenders access unversed and undeserved market segments by using real-time analytics and credit reports based on alternative data. It is available as an android app, through APIs and app white labeling.

IBL Finance is building India’s next-gen credit scoring company that aims to democratize credit for millions of borrowers who are not part of the formal credit system and expand the availability of fair and transparent credit.

This gap is referred to as the “missing middle” market and IBL seeks to address this gap through its business models and products.

We stand for catering to your personal financing needs in an easy way by adding technology to the loan buying process, thereby providing you instant access to funds in a simple and transparent way.

We have been successful in building advanced data science-driven underwriting algorithms that help us aggregate data from different mediums and generate a credit report with over 500 data points available. Thus, with us, you don’t have to worry about the complex loan process and long turnaround times. We fill up in your pocket in the form of an app that allows you to apply and get a loan instantly.

To put it simply, we are involved in the business of providing loans. We do this through the IBL Finance loan application that can be downloaded from the Google play store. Understanding the difficulties faced by loan seekers in India, we intend to change the loan borrowing process by making optimum use of technology. By adding a touch of technology to the ever so cumbersome loan process, we have transformed loan borrowing into something that is hassle-free and instant.

With us, you can apply for a loan in a few easy steps, without having to worry about providing any physical documents. Our application offers you a three-step process that allows you to apply for a loan by just providing your KYC and other additional details. Additionally, you can also upload documents online.

we want to build a one-of-kind, effortless loan buying platform that allows customers to get a loan easily and affordably. We strive hard to make our customer’s life easier by providing them quick access to money in a simple way.

Vision

A world where everyone has access to fast, frictionless finance, at a rate that is fair.

Mission

we want to build a one-of-kind, effortless loan buying platform that allows customers to get a loan easily and affordably. We strive hard to make our customer’s life easier by providing them quick access to money in a simple way.

To promote financial inclusion by creating simple, transparent products that empower individuals to live a life of choice and freedom.